Side-Income Cost Calculator cover, showing an advertised rate of $36.00 an hour working out to $21.76 an hour once costs and unpaid hours are counted

Side-Income Cost Calculator

$9.00 CAD
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Side-Income Cost Calculator cover, showing an advertised rate of $36.00 an hour working out to $21.76 an hour once costs and unpaid hours are counted
  • Side-Income Cost Calculator cover, showing an advertised rate of $36.00 an hour working out to $21.76 an hour once costs and unpaid hours are counted
  • Inside the Side-Income Cost Calculator: what you charge, paid and unpaid hours, running costs, and the real rate an hour at the bottom
  • What you get with the Side-Income Cost Calculator: the calculator, a Start here sheet, sourced rate benchmarks, and a month by month view
  • Side-Income Cost Calculator cover, showing an advertised rate of $36.00 an hour working out to $21.76 an hour once costs and unpaid hours are counted
  • Inside the Side-Income Cost Calculator: what you charge, paid and unpaid hours, running costs, and the real rate an hour at the bottom
  • What you get with the Side-Income Cost Calculator: the calculator, a Start here sheet, sourced rate benchmarks, and a month by month view
Side-Income Cost Calculator

Side-Income Cost Calculator

$9.00 CAD

A spreadsheet that works out what a side income actually pays you per hour, after the costs nobody mentions.

Most side income advertises a headline rate. Then there is fuel, fees, supplies, the platform cut, and the hours you spend that nobody pays for. Put your real numbers in and the calculator shows you what is left.

What you get

One file. Open it and the first thing you see is a Start here page with three steps. Inside that file:

  • The calculator, which works in Excel, Google Sheets and LibreOffice
  • A Rate benchmarks sheet with real sourced figures for the common kinds of work, and what each selling platform takes
  • A How this works sheet covering the assumptions and where they break

Honest notes

This will sometimes tell you the answer is no. That is the point of it. The worked example starts at a $36 headline rate and lands at $21.76 once everything real is counted, and knowing that before you start is worth more than nine dollars.

The rate benchmarks are Canadian figures, checked September 2026, with the source printed beside each one. If you are elsewhere the dollar amounts will differ, but the shape holds: what hands-on work pays against skilled work, and how much of your money a platform takes. The calculator itself works anywhere, and the sales tax threshold is a box you set for your own country.

No income promises. What you earn depends on you, where you live, and what you charge.

Refunds

14 days, no questions. Email hello@clearlinegroup.ca and we refund you. You keep the file.

Licence

For your own personal use. Please do not resell it or share it publicly.

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